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100% mortgage for property in Spain

100% mortgage for property in Spain

In Spain give credit, through which you can buy property in the country with a loan of 100 % of the cost of housing. Simply put, if the house, which calculates the buyer, worth 3 million euros, the Bank issues the total cost of this home, eats 3 million euros for the purchase of real estate.

of Course, this benefit is accompanied by a special system of conditions and requirements on the reverse side. However, it is worth noting that such a measure necessary, as 100 % of the loan is given solely on property that is owned by the Bank, and will happen it could only in case of non-payment for a house. In all other cases the maximum you can achieve 80 % of the loan. It should also be noted that the main condition of granting such a loan is a contract that the house is inherited, paid the children in the future, the loan, and owners do not have the right to sell the property. 

Next to become the owner of a home on favorable terms, you need to know about such procedures as:

1. banks study a retrospective and perspective of your income;

2. be sure to have a working guarantor;

3. credit is provided to people up to 35 years, due to the fact that the payment for the house can take up to 40 years.

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