buy real estate in Altea

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Buying real estate in Benidorm

Not so long ago, Althea was the usual fishing village. Today it has grown into a beautiful city with developed infrastructure. This area is famous for its picturesque landscapes, healing air. the Altea hills Spain real estate – restaurants with delicious national cuisine, exhibition halls, a variety of shops, boutiques, Golf clubs.

How to buy property

Property in Torrevieja from the Bank will be able to draw almost everyone who proves his platezhesposobnosti and financial independence. Mortgage lending is provided to people under the age of 65 years. The period can range from 5 to 30 years. The customer financial institutions are required to Deposit 40% advance payment.

Banks offer a few options:

  • mortgage with a variable rate. This is the most common type. The client makes a loan in euro and pays interest on it is also in this currency. The interest rate varies depending on the level of the EURIBOR.
  • mortgage with a fixed rate. In case of early repayment of the loan, the customer must pay the Bank a penalty.

List of documents for obtaining a mortgage

Property in Torrevieja from the Bank may be issued on one or several people. To receive credit you must provide the financial institution the following documents:

  • application form with authentic personal information.
  • Passport with valid visa, identification number, copies of them;
  • If the borrower is a founder of the company, you will need an extract from the Unified register of the country;
  • certificate of opening a Bank account in the country;
  • a Preliminary contract with the owner confirming the intention of purchase of the object;
  • extract from the Civil Registry;
  • certificate confirming income for the past 2 years;
  • the reference work, which will be given reliable information about the position, seniority, wages for the last 3 months;
  • certificate of the private property in the territory of the country;

you Should know that:

  • Credit agreement, the obligations on it are recorded in the national register of measuring, shall be certified by a notary.
  • In the case of a sale of the property, the loan can be transferred to the new owner.

Altea hills Spain real estate is in demand among foreign consumers. To fulfill the dream will help a Bank mortgage.

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